NewAlliance Bank participates in CDA-enhanced commercial loans that assist the Bank in meeting an applicant's total business financing needs.

The CDA can provide additional financing to the Bank's primary loan or guarantee a portion of the applicant's loan from the Bank. The assistance aids the business borrower where capital or collateral are less than normally required by a bank or other commercial lenders. Uses include working capital, equipment and machinery, and owner-occupied real estate that benefit the business applicant as well as the economy of the State of Connecticut and create or retain jobs.